Lines of Credit

We offer a variety of lines of credit designed to meet your borrowing needs at every stage of life.  Once your credit line is established you can access it whenever you like for whatever you need. As you pay down your balance, those funds become available again and again, up to your credit limit.  These renewable sources of funds come with no balance transfer or cash advance fees.  Low minimum payments, but pay in full whenever you want to save interest costs.  Access your available credit at any time.  No collateral required. 

USSFCU offers an overdraft line of credit up $1000* to help protect your checking account from being overdrawn.   EasyLine can also be a simple way to access a little extra cash for unexpected expenses - it’s a loan-on-demand.  You can access directly by using your checking account for more than your balance, or transfer into your checking using our internet on-line service, by visiting a branch or calling us.   Interest is charged only on the portion transferred into
your checking account.

*Must meet certain qualifications. Subject to Credit Approval. Equal Credit Opportunity Lender.

This variable rate line of credit is similar to our EasyLine and is available for up to $5,000*.   As overdraft protection it can be linked to one or more checking accounts under your name.  It works like a personal loan whenever you need extra cash including overdrawing your checking account.  Also, you can transfer on-line or by contacting us.
 
 *Must meet certain qualifications. Subject to Credit Approval. Equal Credit Opportunity Lender.

Your good credit* provides a simple way to finance important purchases for your family or household needs - or just because.  Available with a minimum of $5,000 and up to $50,000*.   Use for vacations, home improvements and other large purchases.  Helps budget the ups and downs between income and expense, or simply be prepared for unplanned expenses.   You’ve achieved success, and want accessibility and flexibility of cash when and for whatever you need.

*Must meet certain qualification.  Subject to Credit Approval.  Equal Credit Opportunity Lender.

With our easy applications, quick approval process and friendly service, applying for a loan or line of credit is convenient and hassle-free. You can rest assured that there are no hidden fees or unexpected rate hikes.

And to make repayment as easy as possible, you can arrange for automatic payments or make payments online, any time of the day or night by using CU AnyHour.