Senate Cents: A Financial Wellness Blog

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5 Ways to Make Your Tax Payments

Published: May 2, 2019

As April 15, Tax Day has passed us; there are groups of taxpayers that have to pay Federal Taxes. For first time tax filers and for those who have to pay Federal Taxes for the first time here are some avenues where you can make your tax payments to the IRS.

Offer in Compromise

If you are unable to pay your total tax debt in full, the IRS will give you the opportunity to settle your tax due for less than what you owe through an Offer in Compromise. See if you qualify by using the Pre-Qualifier Tool. 

Pay by Check or Money Order

Although, the IRS offers Pay by Check or Money Order as an option, they encourage taxpayers to explore the options to pay electronically. If you are choosing to pay in full or make a payment using this method, you must make sure your check or money order includes specific information and it must be made out to the U.S. Treasury.

Pay with Cash

Taxpayers may also make their tax payments with cash at one of three IRS Retail Partners (participating 7-Eleven, ACE Cash Express and Casey’s General Store). To learn more about making cash payment and to find Retail Partners near you, please visit the Official Payments site.

Pay Electronically

  • IRS Direct Pay- a fee free payment process that allows taxpayers to make payments directly from your checking or savings account. This payment option is only available for forms 1040. Direct Pay allows you to modify or cancel scheduled payments up to two business days before your payment due date. It also offers the option to track your payment history and records through email notifications. Learn more about Direct Pay.
  • Electronic Federal Tax Payment System (EFTPS)- an option for everyone, offering the convenience of payment processing via Internet or over the phone. Keep track of your payments with email notifications or online or by phone all up to 16 months. EFTPS is made for taxpayers to make all of their federal tax payments and can schedule payments up to 365 day in advance. Learn more about EFTPS
  • Credit or Debit Card- Taxpayers have three options to make their tax payments with a credit or debit card via internet, mobile or phone. The IRS offers three payments processors, who each have their own processing fee. Interested in making your tax payment using your Credit or Debit Card?

Paying Monthly (Online Payment Agreement Application)

The IRS give taxpayers the opportunity to arrange a Payment Agreement. They can apply online using the Payment Agreement Application or using the Installment Agreement Request. These payment arrangement options are available for Individuals and Businesses.

Tax Day Didn't Go Your Way? 

 Settle unexpected tax debt right away to avoid IRS late payment fees with a fixed-rate, low interest USSFCU Personal Loan.1  Terms from 24 to 84 months with loan amounts from $250 up to $70,000. Whatever you need money for, we’ll be with you every step of the way. Let one of our friendly member service representatives assist you with your financial needs. To learn more or to apply today, visit our Personal Loans Page. 

Visit irs.gov for more IRS Tax Tips and resources.

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