How to Know When to Refinance Your Mortgage
Published: March 11, 2020
When mortgage rates fall as they have in the first quarter of 2020, many homeowners refinance their loans. While refinance activity is up dramatically over last year, that doesn't mean it's always a smart move. Knowing when to refinance your mortgage is the trick.
What the Fed's Surprise Interest Rate Cut Means for Mortgage Rates
Published: March 3, 2020
Mortgage rates have plummeted since the beginning of the year to the lowest average since 2016 as a result of market movements in response to the coronavirus. While the Federal Reserve adjusts short-term interest rates, mortgage rates fluctuate based on long-term bond rates.
How to Fight Tax Identity Theft
Published: February 4, 2020
Scammers who misrepresent themselves as IRS officials are an ongoing and evolving threat, and one that requires a degree of savvy to avoid. The key to combating this tax scam is understanding what the IRS can and cannot do and staying alert for any communications that ring false or make unauthorized requests for money or information.
7 Things You May Not Know About IRAs
Published: January 22, 2020
It's the time of year when IRA contributions are on many people's minds-especially those doing their tax returns and looking for a deduction. The deadline for making IRA contributions for the 2019 tax year is April 15, 2020. Chances are, there may be a few things you don't know about IRAs. Here are 7 commonly overlooked facts about IRAs.
6 ways to start strong in 2020
Published: January 6, 2020
Get after your goals by paying off debt, managing taxes, and creating an income plan.-- Like exercise or diligent flossing, good financial habits are the unsung heroes of personal financial success. It doesn't matter where you start, practicing small steps, like saving regularly or putting extra payments toward debt, can help you accomplish your larger goals. That may explain why so many people set financial resolutions each year.
5 Last-Minute Holiday Shopping Tip to Beat the Holiday Rush
Published: December 11, 2019
Think you can't avoid the shopping frenzy of the holiday season? You might be one of those shoppers who want to wait to capitalize on holiday sales to get that big screen TV you have your heart set on or you might be the king or queen of procrastinating and prefer to wait until the last minute to accomplish things on your list. Either way, with preparation, you can improve your shopping efficiency and effectiveness so that you can better fulfill your wish lists.