5 Social Security Myths Debunked
Published: September 26, 2019
Focus on the facts before you claim this valuable retirement income benefit. Getting your arms around Social Security can be pretty complicated. Misinformation, partially informed opinions, and complex benefits formulas can easily lead one down an incorrect and costly path.
Neutralize the Digital Threat You Carry Everywhere
Published: September 20, 2019
Your smartphone is your confidante, your hand-held connection to the world and one of your biggest vulnerabilities. Scammers can take advantage of day-to-day tasks that seem innocuous, like checking a bank balance or charging a phone at a public USB port, to exploit personal information for their profit.
Auto Trade-ins and Negative Equity
Published: September 5, 2019
Some car dealers advertise that when you trade in one vehicle to buy another, they will pay off the balance of your loan, no matter how much you owe. But some people owe more on their car than the car is worth.
How to Find an Old 401(k) and What to Do With It
Published: August 29, 2019
When you leave a company your money ends up in one of three places: where you left it, in a new account or with the state?s unclaimed property funds.
3 Sites to Help Aging Parents Organize Vital Details
Published: August 23, 2019
It's not enough to be organized and responsible. We need to think about who will be responsible next. Fortunately, there are several sites that can facilitate that transition for our aging parents- and also for ourselves.
Could You Be Saving More with a Share Certificate Ladder?
Published: August 12, 2019
Share Certificates (SC) typically offer higher interest rates than regular savings accounts in return for locking in your money for a set time period. The longer that maturity period is, the higher your earnings. However, if you put all your money in one long-term SC and interest rates rise before its maturity date arrives and you miss out on the chance to take advantage of those higher rates. In the case of an emergency, you won't be able to access that cash without withdrawing the entire amount and getting hit with penalties on your earnings.