Contactless Pay

Contactless Pay

It's the faster, more secure & easier way to pay.

Add your Senate Debit card, Smart Rate and Smart Rewards credit cards to the Mobile Wallet on your mobile phone, set it as your default card and make payments everywhere you see any of these symbols:

                  

Use your Visa® card for purchases in-store and with your favorite online retailers.

  • Your account information is never stored.
  • Your card number is never shared with merchants or transmitted with payment.

Enrollment information can be found for specific providers in the tabs below.

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Apple Pay®

Use Apple Pay® in-store, online, and in your favorite retail apps.

Apple Pay® combines NFC with Apple’s fingerprint reader, Touch ID. Touch ID senses your fingerprint and authenticates the purchase when checking out.

Get Started

  1. Go to Wallet tap the "+" symbol.
  2. Follow the steps to add a new card. If you are asked to add the card that you use with iTunes, cards on other devices, or cards that you have recently removed, choose them, then enter the card security codes.
  3. Tap Next. Your bank or card issuer will verify your information and decide if you can use your card with Apple Pay. If your bank or issuer needs more information to verify your card, they will ask you for it. When you have the information, go back to Wallet and tap your card.
  4. After your bank or issuer verifies your card, tap Next. Then start using Apple Pay.

For more information, visit Apple Pay®.

To add payment methods to other Apple devices, visit Apple Support. 

To find out where Apple Pay® is accepted click here.

Samsung Pay®

Samsung Pay® can be used at magnetic stripe or EMV terminals in addition to NFC point-of-sale devices by swiping up on your phone and selecting the card you want to use. Authenticate your identity with a fingerprint scan or password before putting your phone next to the payment terminal to complete the transaction.

Get Started

  1. Navigate to and select Play Store on your phone.
  2. Touch the Search bar.
  3. Enter Samsung Pay and then touch Search.
  4. Touch INSTALL.
  5. Touch OPEN.
  6. Touch START.
  7. Review Samsung Pay Terms of Service, Samsung Pay – Privacy Notice, and Samsung Rewards Terms and Conditions. If you agree, select I have read and agree to all the items above. Touch NEXT.
  8. Register a Samsung Pay PIN.
  9. Confirm you PIN.
  10. To add a card, touch Membership cards, or Credit/debit cards.
  11. Align your card to fit inside the frame.
  12. Enter your card information, and then touch NEXT.
  13. Review the TERMS OF SERVICE, and the touch AGREE TO ALL.
  14. Select an option to verify the card.
  15. Wait for the verification code, and then touch SUBMIT.
  16. Touch DONE.
  17. Select desired security options and follow on-screen instructions.

For more information, visit Samsung Pay®. 

To find out where Samsung Pay® is accepted click here.

Google Wallet™

Use Google Wallet™ in-store, online, and in your favorite retail apps.

Google Wallet™ does not require a fingerprint scan to authorize a transaction, however some Android phones do have fingerprint-scanning technology that can be used to unlock the phone, but you can also use a PIN, password, iris scan, face recognition or pattern, depending on the lock-screen security options on your device.

Get Started:

  1. Open the Google Wallet app
  2. At the bottom, tap Add to Wallet
  3. Tap Payment card.
    • Any cards you saved to your Google Account are shown
  4. Tap New credit or debit card.
    • To add a card, use your camera or tap Or enter details manually.
  5. At the bottom, tap Save and continue.
  6. Read the Issuer Terms and tap Accept.
  7. If you’re asked to verify your payment method, choose an option from the list. Learn how to verify your payment method.

Tips: After this step:

  • You’ll find a message that your card was added and is ready to make payments in:
    • Stores
    • Online
    • Or in apps where Google Pay is accepted
  • If you find a different message, learn to fix a problem.

After you add a card, you might find a small transaction on your account from Google Wallet. This transaction checks that your card and account are valid. This transaction will soon disappear and doesn’t affect your balance.

To find out where Google Wallet™ is accepted click here.

Visa® Checkout

Make online purchases quickly and securely with Visa® Checkout. Enroll your card information only once.

Get Started

  1. Visit  Visa® Checkout.
  2. Click Enroll now.
  3. Create your free Visa® Checkout account.
  4. Add your card information.
  5. Add your address(es).
  6. Click Done.

For more information, Visit  Visa® Checkout. 

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Contactless Cards from USSFCU Contactless Cards

USSFCU Visa® credit and debit cards are enabled for contactless pay. Contactless card payments are secure, convenient, and touch-free. Simply tap, pay and be on your way!

Receiving a Contactless Card from USSFCU

All newly issued debit and credit cards will be contactless. Current members will receive contactless cards when their current card expires or is reissued. If you prefer not to have a contactless card, contact our Member Service Contact Center at 800.374.2758, and we can issue a non-contactless card by mail.

Membership eligibility required. Federally insured by NCUA.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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