Family Bonus

Family Bonus

Share the Benefits of Credit Union Membership!

Sponsor a family member for USSFCU membership, and you’ll both receive $50 once they successfully join and open a Senate Checking Account with a Visa Debit Card!*

How it Works:

  • New members must use Promo Code "Family" to enroll in this offer.

  • Offer valid through December 31, 2024.

Additional terms and conditions apply. See full details below.*

Family Eligibility

As a member of USSFCU, your immediate family members are also eligible to bank with us. The following relatives of a current USSFCU member are eligible to join:

  • Spouse or Domestic Partner
  • Parents & Stepparents
  • Siblings & Stepsiblings
  • Grandparents
  • Grandchildren
  • Stepchildren
  • Children
  • Members of your household

New members can apply for membership online. They’ll simply choose the sponsored option and give your name when selecting eligibility. 

Once a family member joins USSFCU, they have access to all the same great financial products and services you do - including new and used auto loans, savings & checking accounts, advisory services, mortgages, credit cards, debt management tools, and more.

Apply Now

Offer Terms & Conditions

*Offer available through December 31, 2024. For both the sponsored individual and the sponsoring USSFCU member to qualify for and receive the $50.00 reward, the following conditions must be met:

The sponsoring member must be a current USSFCU member in good standing (maintaining primary share minimum balance requirements of $5.00 or more) and must not have previously caused a loss to the credit union to be eligible for a bonus reward. The sponsored individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.

For USSFCU membership the sponsored individual must open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. The sponsored individual must also open a USSFCU Senate Checking account and opt to receive a Visa® Debit Card, at no additional charge, during the eligible promotional period. Both membership and checking requirements must be met within 30 days following application for USSFCU membership. The sponsored individual must open the new account using the promo code “FAMILY”. New accounts must be fully established and funded within 30 days of submitting application for USSFCU membership. The sponsored member's primary savings and checking account must remain open and maintain minimum balance requirements for no less than 30 days after opening. Accounts that do not meet this standard will forfeit both parties’ ability to earn a bonus.

Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party within 60 days after meeting promotion requirements.

Promotion may be terminated or withdrawn at any time and is subject to change without prior notice. May not be combined with any other offer.

Primary Savings Account Annual Percentage Yield = 0.10% as of 07/01/2024. View savings rates at ussfcu.org/rates.

Membership eligibility is required. Eligibility does not guarantee membership. This credit union is federally insured by the National Credit Union Administration.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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