ACH Loan Payments

ACH Loan Payments

Make a direct payment towards your USSFCU loan using funds from another bank account with our ACH Loan Origination service.

Members can easily set up both single and recurring payments towards their USSFCU loan directly from an account they own at another financial institution.

ACH is short for Automated Clearing House, a network and processing system that financial institutions use to transfer funds electronically. Safety and reliability are two of the top benefits of making ACH payments. But there are other advantages as well.

  • Members will not be charged a fee for ACH transfers.
  • Paying bills with considerably less time and effort than online bill payments via ACH transfers.
  • The ACH system lets consumers feel confident their payments will arrive on time, limiting the risk of late fees or damage to their credit ratings.

ACH Loan payments are safe, secure and easy to set-up!

Call 800.374.2758 to set up ACH Payment

Monday - Friday  |  8:30 am - 5:00 pm ET

Set-up Reoccurring Payments*

To initiate reoccurring payments a one-time set-up is required. You'll want to have the name, account number and routing number of your other account avaliable when you set-up your automatic payments. Please allow six (6) calendar days to set up a recurring payment.

  1. Complete Payment Authorization Form by phone or at a branch.
  2. Once your information is verified a payment authorization form will be sent securely for you to verify accuracy and sign.
  3. Retain a copy of the signed Payment Authorization Form for your records

Your first ACH payment & changes made to your current ACH may take up to six (6) days to establish. It is important you make your payments until this occurs. If your payment due date falls on a weekend or a holiday, we will process your payment the following business day.

Make a Single or Same Day ACH Payment*

Initiate a one-time or same-day payment by phone. Again, you'll want to have the account number and routing number of your other account ready when you call. Requests for same-day payments must be made by 2:00 pm.

*The account at the other Financial Institution should be in the same name listed on your USSFCU loan. This service is subject to cancellation if payments are returned for any reason. You may be charged if your transfer is rejected due to insufficient funds. This authorization will automatically stop once the loan is paid in full.  If there are excess funds, the amount will be deposited into your Share/Savings account. You may cancel this service at any time by providing written notification at least six (6) business days prior to your due date.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

Read More testimonials.