Skip to content

Extended Warranty

Buyer Beware: Watch Out for Flood-Damaged Cars

Flood-damaged vehicles have entered the market after recent hurricanes, with thousands being sold in areas far from their original location. Before purchasing a used car, look for signs like damp carpets, musty odors, mismatched upholstery, rust, mud under seats, brittle wires, and foggy lights. Use the free CARFAX Flood Check Tool at carfax.com/flood to verify the vehicle’s flood history.

Extended Warranty Plans

At USSFCU, we understand the importance of protecting your vehicle investment. Our Extended Warranty Plans are designed to provide you with peace of mind, ensuring your automobile is covered against unexpected repair costs. Whether you're looking to safeguard your new car, extend the life of your trusted vehicle, or protect against the high cost of modern technology repairs, our comprehensive plans offer tailored coverage to meet your needs. 

Key Benefits Include:

  • Zero Deductible
  • Nationwide Coverage
  • Transferable
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee
  • Trip Interruption Coverage
  • Direct Claim Payments Via Visa/MasterCard

Ensure your vehicle is always protected and enjoy the benefits of our comprehensive extended warranty plans.

Call Member Services at 800.374.2758 to find out which plan you might be best for you.

Best Available Coverage

What’s Covered: Includes all items covered under the manufacturer’s original coverage except for those items listed under “Items not covered.”

Rental Car Reimbursement: In the event of mechanical breakdown of a covered component, the Agreement Holder will be reimbursed up to $50 per day for a rental vehicle for each four hours of covered repair time as determined by a national fat-rate guide. Total not to exceed $250. Rental receipts required for reimbursement.

Items Not Covered: Any normal maintenance item including tires, wheels, struts, shocks, brake shoes or pads, rotors or drums, belts, hoses, filters, fluids, lubricants, clutch, pressure plate or clutch release bearing and tune-up items. Exhaust or emission parts, safety restraint system, lighting, wiring, clock, and television. Any body parts, interior parts, trim, glass, paint, air bag system and keyless entry/anti-theft.

EEP Coverage To Include: GPS / Navigation Components, Key Fob repair or replacement with exchange, Liquid Crystal Display (LCD) Screens, DVD Players, Satellite Radios, MP3 Enabled Radios, Stereos, Back-up / Reverse Sensors, Rearview Back-up Camera, Side Mirror Camera, Rearview Mirror Camera, Collision Avoidance, Lane Departure Warning System, Home Link System, WiFi Data Connection System, Accessory Power Point Connection Systems, Bluetooth System and Driver Assist Systems.

Includes All Items in First Street, plus:

Engine: Timing chain guides, timing belt tensioners, intake manifold, valve lash adjusters, valve guides, valve spring locks & retainers, harmonic balancer.

Automatic Transmission: Chain, drum assembly, solenoids, bushings, accumulator, clutches, bands, servos, parking pawl, speedometer gear, transmission cooler, pistons.

Air Conditioning: Compressor, clutch and coil assembly, evaporator, accumulator and condenser, if factory installed evacuation and recharge in conjunction with the replacement of listed components.

Front Suspension*: Upper/lower control arms, upper/lower ball joints, steering knuckle, wheel bearings, control arm shaft and bushings. *Vehicles under 85,000 miles at contract purchase.

Steering: Power steering pump, electronic steering motor, steering gear housing and its internal parts and rack and pinion assembly.

Brakes: Master cylinder, ABS master cylinder, brake booster, wheel cylinders, disc brake calipers, hydraulic lines and fittings.

Cooling: Radiator, fan clutch, water pump, cooling fan motor.

Fuel Delivery: Fuel pump, fuel tank, fuel injectors, metal fuel lines, fuel sending unit.

Electrical: Battery, voltage regulator, alternator, front/rear wiper motors and module, window motors, window regulators, ignition module and coils, engine operation computer, distributor, starter, starter solenoid, seat motors, door lock actuators, manually operated switches for above listed parts.

Optional EEP Coverage ($150 Additional Cost): GPS / Navigation Components, Key Fob repair or replacement with exchange, Liquid Crystal Display (LCD) Screens, DVD Players, Satellite Radios, MP3 Enabled Radios, Stereos, Back up / Reverse Sensors, Rearview Back-up Camera, Side Mirror Camera, Rearview Mirror Camera, Collision Avoidance, Lane Departure Warning System, Home Link System, WiFi Data Connection System, Accessory Power Point Connection Systems, Bluetooth System and Driver Assist Systems.

*Some restrictions apply to European makes.

Does not qualify for Easy Street Coverage.

Engine: Engine parts consisting of crankshaft & bearings, oil pump, oil pump pickup/screen and tube, pistons, piston rings, wrist pins, connecting rods & bearings, timing gears, chain/belt, timing tensioners/guides, balance shaft, camshaft, bearings, push rods, rocker arms/shaft, hydraulic lifters, intake and exhaust valves and springs, cylinder head gaskets. Engine block covered if mechanical failure was caused by above-listed parts.

Automatic Transmission: Transmission parts consisting of: gears, input and output shafts, bearings, front pump, planetary assemblies, overdrive carrier, reaction carrier, center support, parking lock actuator, stator and stator shaft, separator plate, pressure regulator valve, dipstick and filler tube, sprays, governor assembly, valve body, torque converter and transmission case is also covered if damage is caused by failure of listed lubricated parts.

Standard Transmission: Transmission parts consisting of: Internally lubricated bearings, input and output shafts, gears, overdrive housing, and transmission case is also covered if damage is caused by failure of listed lubricated parts.

Drive Axle Assembly (Front or Rear Wheel Drive): Consisting of: Drive shaft, ring/pinion gears, pinion bearings, side carrier bearings, carrier assembly, thrust washers, axle, axle bearings and limited slip clutch pack assembly. Universal and CV joints. Drive axle housing is covered if damage is caused by failure of listed lubricated parts.

Drive Axle Assembly (4-Wheel and All-Wheel Drive): Transfer case including transfer case motor, gears, main shaft, drive chain, thrust washer and shims, bearings. Front drive shaft, differential, axles, u-joints and CV joints. With Applicable Surcharge.

Seals and Gaskets: Cylinder head gaskets.

BONUS COVERAGE:

Cooling: Water Pump (Full coverage on Main Street; limited to one-half parts and labor costs, First Street Only).

Electrical: Alternator, Starter and Voltage Regulator (Full coverage on Main Street; limited to one-half parts and labor costs, First Street Only).

24-Hour Roadside Assistance: Towing, fat tire changing, fuel and fluid delivery, lock-out service and jump starting.

Rental Car: In the event of a mechanical breakdown of a covered component, the Agreement Holder will be reimbursed up to $40 per day for a rental vehicle for each four hours of covered repair time as determined by a national fat-rate guide. Total not to exceed $200. Rental receipts required for reimbursement.

Does NOT qualify for Main or Easy Street Coverage.

$5,000 Limit

For financing options and additional auto services, visit ussfcu.org/auto.

All coverage is subject to specific limitations and conditions as outlined in the Service Agreement. Some auto makes and models are exceled. Plan eligibility determined by vehicle Vin Number and mileage.

No private party sales, Carvana purchases, third-party broker or auction services are eligible.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

Read More testimonials.