Senate Cents: A Financial Wellness Blog

What Is the Best Way to Store Your Financial Records?

Published: September 27, 2024

To store your financial records, make both physical and digital copies of important documents like tax returns and wills and store them in a secure place. Here are five ways to make sure your financial records are stored properly and safely.

How Pre-Approval Can Protect You from Dealer Financing Traps

Published: September 20, 2024

When buying a car, many people focus on the sticker price, but the financing process can have just as much impact on your total cost. What many car buyers don't realize is that dealers can profit from your auto loan in various ways, from interest rate markups to unnecessary add-ons.

iGrad: A Financial Education Resource for College Students

Published: September 5, 2024

iGrad is packed with resources to help college students and their families make informed decisions about financing their education. Here are some of the ways iGrad can assist you in preparing for college costs.

Maximize Your Home Equity: Smart Energy Upgrades for Fall

Published: August 28, 2024

As the crisp autumn air starts to settle in and the dropping temperatures signal the approach of winter, now is the perfect time to boost the energy efficiency of your home. While these improvements can lead to long-term savings, it's essential to ensure you can afford the upgrades without straining your finances.

Drive Smart: Auto Loan Advantages with USSFCU

Published: August 14, 2024

When considering buying a new or used car, choosing the right lender is crucial. As a USSFCU member, you already have access to one of the best options available for car loans. USSFCU members can benefit from unique advantages that make credit union car loans an attractive choice.

Mastering Your Best Life: The Power of Financial Awareness

Published: August 8, 2024

Financial awareness isn't just about knowing how to balance a checkbook; it's about understanding the bigger picture of personal finance - budgeting, saving, investing, managing debt, and much more.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

Read More testimonials.