Senate Cents: A Financial Wellness Blog

Back-to-School Budget: How Much to Save & Tips for Parents

Published: July 31, 2024

Back-to-school shopping can be exciting and expensive. If you're feeling the financial pinch this year, follow these tips for creating (and sticking to) an A+ budget.

Paying Your College Tuition Bill

Published: July 17, 2024

Getting ready to head off to college is an exciting time, so exciting that you may be focused more on furnishing your dorm room than on paying your first tuition bill. Most colleges send bills for fall semester in June or July, and payments typically are due in August. Here's how to make sure you don't miss any important information that could jeopardize your enrollment.

Understanding Dealer Fees: What You Need to Know When Buying a Car

Published: July 5, 2024

When buying a car, it's essential to be aware of the various fees that may appear on your contract. While you're likely familiar with common charges such as sales tax and registration fees, there are other, less common fees that could surprise you. Here's how to navigate these costs and avoid paying more than necessary.

Understanding Aspirational Spending: A Guide to Mindful Consumption

Published: June 28, 2024

Have you ever found yourself buying something because you believed it would bring you closer to a different lifestyle? Perhaps you thought, "If I just buy X, I'll be more like Y." This phenomenon is known as aspirational spending, and while it often stems from good intentions, it may not always serve you as well as expected.

Manage and Protect Your Money with Customizable Account Alerts

Published: June 20, 2024

Taking care of your money doesn't have to be a headache. Simplify your financial life by setting up customizable alerts on your accounts through myUSSFCU. It's an easy way to stay on top of your finances and keep an eye out for fraudulent activity.

Home, Sweet Home: The Top Advantages of Homeownership

Published: May 31, 2024

For many, owning a home has long been a key component of the American Dream. But is it the right choice for you? Homeownership requires a substantial upfront investment, but it offers several long-term benefits.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

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